Explore our Health Plans

Our members have been telling us for years: UniCare’s Basic plan was anything but basic. The plan’s new name reflects what it offers: Total Choice.

Total Choice lets you see any doctor and use any hospital – the benefits, and the cost to you stay the same.

There’s no tiering in Total Choice. You’re free to see any doctor without worrying if you’ll pay more. And your hospital costs stay the same whether you receive services at your nearby community hospital, at a Boston-area teaching hospital, or at a hospital you need when you travel.

You can enroll in Total Choice if you live in any of the six New England states. You can even be a Total Choice snowbird, as long as your registered home address is in New England.

Choose Total Choice if:

• You live in one of the six New England states: Massachusetts, New Hampshire, Rhode Island, Maine, Vermont, or Connecticut.
• You have dependents who receive regular healthcare in other states.
• You want the freedom to see any doctor – or go to any hospital – without any differences in coverage.
• You have complex medical needs.
• You’re comfortable with a higher premium for better plan flexibility and access.

Plan documents:

• Summary of Plan Benefits
• Summary of Benefits and Coverage (SBC)
• Massachusetts hospital listings

Ready to enroll in UniCare. Here’s How.

Enroll in one of our plans online on the GIC website. Use MyGICLink to submit your enrollment online. Or contact your GIC Coordinator for assistance.

Questions?

Call UniCare Member Services toll free at 877-633-6396. Or email us at contact.us@anthem.com.

If you live in Massachusetts and receive hospital services at one of the 58 Community Choice hospitals, you’ll enjoy the lowest premiums of any GIC offering, with the same benefits as our higher-premium plans.

In Community Choice, non-hospital services – including doctor visits – are covered the same no matter where you go or who you see.

The Community Choice plan is designed for those who receive their hospital services at a Community Choice hospital. But if the need arises, you still have the freedom to receive services at other hospitals at the non-Community Choice 80% benefit level.

Community Choice hospitals are located across Massachusetts – even Dana Farber Cancer Institute in Boston and Children’s Hospital Boston are Community Choice. There’s bound to be a plan hospital near you.

Community Choice is not available in Nantucket or Martha’s Vineyard.

Choose Community Choice if:

• You and your dependents live and receive medical care in Massachusetts.
• You receive most elective hospital services at a nearby community hospital.
• You’d like to keep your premium as low as possible.
• You’re okay with paying more out-of-pocket if you receive services at a non-Community Choice hospital.

Plan documents:

• Summary of Plan Benefits
• Summary of Benefits and Coverage (SBC)
• Massachusetts hospital listings

Ready to enroll in UniCare. Here’s How.

Enroll in one of our plans online on the GIC website. Use MyGICLink to submit your enrollment online. Or contact your GIC Coordinator for assistance.

Questions?

Call UniCare Member Services toll free at 877-633-6396. Or email us at contact.us@anthem.com.

What is a PPO-type plan?

Preferred Provider Organizations (PPOs) are plans that have a network of doctors and/or hospitals that are "preferred" by the health plan. When you see a preferred provider, UniCare pays 100% of the allowed amount (after copay and deductible, if any). When you see a non-preferred provider, UniCare pays 80% of the allowed amount (after copay and deductible, if any), and you are responsible for the other 20%. Outside of Massachusetts, non-preferred providers may bill you for charges over what UniCare pays.

UniCare offers two PPO-type plans, Community Choice and PLUS.

• Community Choice (our limited network plan) - Includes all Massachusetts doctors and 58 hospitals throughout Massachusetts. You can use non-Community Choice hospitals, but your out-of-pocket cost will be much higher.
• PLUS - Includes all Massachusetts doctors and hospitals. Members can also use UniCare contracted providers in other New England states.

The trusted choice for GIC Medicare Retirees

The Medicare Extension plan offers everything you want in a health plan. In fact, the majority of GIC Medicare retirees choose this plan. Here are some reasons why:

• You can use any doctor or hospital in the U.S. for both routine and ongoing care, as well as emergency care – even when you’re away from home. You will receive the highest benefit when you use Medicare participating providers.
• UniCare’s experienced Member Services team serves GIC members only, providing expert support for your questions or concerns.
• We cover some things Medicare doesn’t cover, like hearing aids and routine eye exams.
• You have coverage for prescription drugs, eliminating a coverage gap that could leave you with high bills.
• You save on the following copays:
  • You have a $10 copay for visits to doctors, nurse practitioners and physician assistants, as well as at urgent care centers and retail medical clinics. With other Medicare plans available through the GIC you would pay more for most doctor visits.
  • You have no copay for the first four outpatient visits with an in-network behavioral health provider, and a $10 copay for any additional visits.
  • You pay no calendar year deductible and have no lifetime maximums or limits for pre-existing conditions.
• Our plan offers you the convenience of automatic Medicare crossover. This means your claims are sent directly from Medicare to UniCare so you do not need to file twice.

• Summary of Plan Benefits

Ready to enroll in UniCare. Here’s How.

Enroll in one of our plans online on the GIC website. Use MyGICLink to submit your enrollment online. Or contact your GIC Coordinator for assistance.

Questions?

Call UniCare Member Services toll free at 877-633-6396. Or email us at contact.us@anthem.com.