Annual Enrollment is April 5 - May 3
April 05, 2023-
Annual enrollment for Group Insurance Commission members is Wednesday, April 5 - Wednesday, May 3, 2023.
Ready to enroll in UniCare? Visit the GIC website. Use myGICLink to submit your enrollment online. Also see your GIC Benefits Guide for information or contact your GIC Coordinator for assistance.

TOTAL CHOICE |
PLUS |
COMMUNITY CHOICE |
|
Premium range |
$$$$$ |
$$$ |
$ |
Type of plan |
Indemnity – any provider, without referrals, no matter where the member gets services. |
Indemnity / PPO-type – network of providers that are “preferred;” coverage and lower costs. |
Indemnity / Limited network – A PPO-type plan with a network of MA hospitals. If you need to use an out of network hospital you still have coverage with higher out of pocket member costs. |
Where can I live? |
Six New England States (MA, NH, RI, ME, VT, CT) |
Six New England States (MA, NH, RI, ME, VT, CT) |
Massachusetts (excluding Martha’s Vineyard and Nantucket) |
Are out-of-state dependents covered? |
Dependents covered anywhere |
Dependents covered anywhere |
Dependents covered anywhere |
PCP selection required? |
No PCP required |
No PCP required |
No PCP required |
Need referrals to specialists? |
No referrals |
No referrals |
No referrals |
Can I travel anywhere? |
Yes, travel anywhere and get covered |
Yes, travel anywhere and get covered |
Yes, travel anywhere and get covered |
Can I see any provider? |
Yes |
Yes |
Yes |
Which hospitals can I visit? |
Go to any hospital |
Tiered |
Tiered |
Are PCPs tiered? |
No |
Yes |
No |
Are specialists tiered? |
No |
Yes |
Yes |
Is Behavioral Health offered? |
All UniCare plans provide access to the largest behavioral health network in the nation through Carelon Behavioral Health. |